Finance facilitator is not a loan broker. There are many more nuances and actions taken by facilitators than simply introducing someone to a potential investor and then stepping back without further involvement. A true finance facilitator is a seasoned business person educated in finance as well as having lists of bonafide funding sources.
There are subtle differences between a finance facilitator and a loan broker. They are not the same. In working with clients seeking finance, many loan brokers have a tendency to present themselves to the funding source as if they are the client. They use words like application, (reserved for funders), submit their client’s application to every funding source in their rolodex all at the same time, hoping one or more will say yes and then playing one funder against the other to negotiate funding terms and conditions, and they make decisions on the client’s behalf, often without first consulting with their client. Much of this behavior can be classified under the heading of unethical.
A finance facilitator helps people in a business to reach an outcome or decision for which everyone will take responsibility and be fully committed. A facilitator helps by providing a structure to a process enabling cooperative decision-making. You must note that a facilitator doesn’t lead, but rather guides.
A finance facilitator doesn’t offer solutions or recommend decisions, but rather helps discover solutions. In the simplest terms, they are consensus builders.
A financial intermediary aka finance facilitator is an entity that acts as the middleman between two parties in a financial transaction, such as a commercial bank, investment banks, mutual funds and pension funds.
Financial intermediaries offer a number of benefits to the average consumer, including safety, liquidity, and economies of scale involved in commercial banking, investment banking and asset management. Although in certain areas, such as investing, advances in technology threaten to eliminate the financial intermediary, disintermediation is much less of a threat in other areas of finance, including banking and insurance.
Although they may not be legally obligated to they conduct due diligence on funds or products they are interested in for clients, as well as on the clients themselves. Researching social media for telling or negative posts is a good first step. So is looking into any regulatory actions that may have taken place at an investment management firm.
Finance facilitators also are careful to research whether or not an investment firm has been involved in any kind of lawsuits, including those that were settled outside of court. Lawsuits that are settled often won’t appear in a company’s public documents, but they can serve as a warning about how the firm handles its business. Due diligence is a two-way street and clients seeking project finance are advised to conduct their own research before employing a loan broker or facilitator.
When requesting finance it’s good to be prepared. Decide how much money the company needs. Most small businesses don’t ask for enough. Underestimating the amount of money can lead to problems with a lack of working capital sooner than planned. Overestimating can make lenders question the business owner’s assumptions and credibility. Have a well thought out budget that is supported by financial projections (profit & loss statement and a cash flow statement) that is reasonable and shows that the research was done.
The Web Lender is a finance facilitator. Our databases contain over 8000 of thoroughly vetted and reliable funding sources throughout the world. The Web Lender’s full suite of financial services are dynamically designed to successfully facilitate your financial goals.
Financing is the act of providing funds for business activities, making purchases or investing.
Financial institutions and banks are in the business of financing as they provide capital to businesses, consumers and investors to help them achieve their goals
Social media is free flowing with offers and schemes of financing ideas, sources, and a variety of other, often obscure options. A large percentage of this is fraudulent. Few, if any, will tell you the truth for fear of losing you as a client. Rather, they choose to fill your head with falsehoods purely for their benefit and certainly not for yours. Honesty isn’t exclusively reserved for the financial services sector. Sadly, dishonesty in business is all too prevalent for reasons beyond this writer’s comprehension. Deceit is not and cannot be the road to success.
As a facilitator The Web Lender sits in an unusual position. Every client is actually two clients, meaning that the client seeking funding is one, and the client providing funding (the funder) is the other. Each require absolute honesty. Honest clients are funded by honest funders.
- Read Securing Finance
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