Securing Finance

The Web Lender PortalSecuring finance is not a science, it is a sequence of logical events which, when followed result in successful financing.

I have read numerous articles written by people who applied for securing finance, were asked to pay a fee for the service of helping them, and responded with cries of foul play. Why? It’s because they knew in advance that they were not fundable. They claimed they were scammed, but the truth be told, they themselves were (and still are) the scammers.

In working with clients seeking business finance, funders and investors need specific information. This information allows them to understand a client’s funding needs as clearly as does the client.

Consultation with clients needing business finance is work that requires careful, accurate, and attentive dialogue, and takes time. The processing of a funding request, due diligence and other essential duties, need to be completed before a client can be introduced to a funding source. All of this equals a service which no credible facilitator, attorney, or accountant would undertake without first being paid. Attorneys and accountants call it a retainer fee. Facilitators, such as The Web Lender Portal use the term service fee.

The Web Lender Portal is not a loan broker and we do not work or behave as loan brokers. It is important to understand how loan brokers conduct themselves.

Loan brokers project an image to clients that they are the funder, fueling them with false hope. They use words like application, which in and of itself is misrepresentation. They go as far as to discuss terms, rates, and conditions. Funders accept applications, funders set terms, rates, and conditions, not loan brokers.

Loan brokers present themselves to funding sources as if they are the client. They try (and always fail) to negotiate terms and conditions as if  they are the ones borrowing the money.

After sending their client’s application to every funder in their rolodex, mind you, all at the same time, hoping (praying) one of them will agree to fund, and later finding that all say no, what do they do? They contact other loan brokers who have other funding sources and they send that application to their funding sources, omitting to inform the client there are now two brokers on the deal. This is called co-broking, aka creating a daisy chain, and funders don’t like it.  In fact, once they find out, funding is usually declined.

After securing finance for their clients loan brokers charge the client a success fee, (sometimes called a referral fee), which typically ranges between 1%-3% of the amount received by the client, and which the client is indebted to pay the broker. The result of this is that the client is overpaying for securing finance.

Financial advisors are not required to have university degrees. However, they are required to pass certain exams administered by the Financial Industry Regulatory Authority, (FINRA), which is responsible for governing business between the public and brokers to ensure advisors are qualified. Loan brokers are not required to have and degree whatsoever or to pass any regulated examinations. Many set up shop at home and use non-business email accounts at gmail, yahoo, or outlook. This is a clear warning to avoid such people.

Recognizing these inferior characteristics of loan broker behavior, The Web Lender Portal created a professional and more efficient way to facilitate the needs of clients securing finance.

As mentioned earlier, collecting and processing the information provided by a client is time consuming work, and as such The Web Lender Portal charges a service fee in advance of commencing work on behalf of its clients, but no additional fees, such as success or referral fees are ever charged. This distinguishes us from loan brokers and (many) finance consultants who work exclusively on success fees.

Securing finance is best served by using our proprietary finance request form, we introduce clients to one funder at a time and allow the client and funder to work together with no interference from us whatsoever.

The Web Lender Portal does not offer a guarantee of securing finance for its clients as it is highly unethical, even illegal, and when you think about it, neither do funders.

The Web Lender Portal has over 8000 thoroughly vetted funding sources in its databases, and we are continually adding more.

Honesty and integrity are the very heart and soul of our work, and our clients and the funders we work with sincerely appreciate it.

securing finance

The Web Lender’s CEO and Founder, David Fisher, was raised and educated in Manchester, England and now lives in Los Angeles. Following a successful career as a real estate broker he transitioned into the financial services sector having seen a need for change and improvement. David answers all calls and emails himself, believing that no client should ever be placed on hold or have to deal with anyone other than the man at the top.

The Web Lender Portal exists to facilitate corporate finance worldwide.

Acquisition Loans, Asset Finance, Bridge Loans, Business Credit Lines, Construction Loans, Corporate FinanceDebt Finance, EBITDAEquipment Finance, Equity Finance, Factoring, Hard Money LoansInternational Finance, Investment Funding, Joint Venture, Mezzanine Finance, Secured LoansTerm Loans, Trade Finance, Unsecured LoansVenture Capital.

Serving these sectors:

Accommodation, Aerospace, Agriculture, Biotechnology, Commercial Real Estate & Development, Construction, Energy, Entertainment, Health Care, Hotels, Infrastructure Development, IT/Telecommunications, Manufacturing, Mining, Natural Resources, Oil & Gas Exploration & Pipelines, Power Distribution, Power Generation, Power Plants, and Renewable Energy


Facilitating lateral cost effective financial solutions worldwide

securing finance